Website Terms of Use

These terms describe the use of the RISE Credit website. They concern access to website content and features. A loan, if accepted, is governed by the Loan Agreement with the lender named in that agreement. Read that agreement for the obligations that apply to your loan.

1. Using This Website

You may use this site to learn about RISE Credit, review information, and access the online application. Use the site in a lawful manner and provide accurate information when you submit it. Do not try to interfere with the site or another person's access to it.

The information presented here is general. It does not guarantee that a loan is available, that an application will be approved, or that any particular offer will be made. Loans are offered only to residents of states where permitted by law, and availability varies by state.

You are responsible for reading the information presented during an application and reviewing any Loan Agreement before accepting it. A summary on a website cannot replace the terms in an agreement specific to your loan.

2. Website Information

Website descriptions may explain a product in broad terms. An actual offer, if available, can depend on your circumstances and the place where loans are offered. Check the agreement for the lender, cost, schedule, and other terms that apply to you.

We aim to make information understandable, but do not rely on a headline or short summary alone when deciding to borrow. If a page and a Loan Agreement address the same loan term differently, review the Loan Agreement and ask for clarification before accepting.

Links within the website may lead to other RISE Credit pages that explain related topics. Educational articles are general information, not personalized financial or legal advice. Consider your own obligations and circumstances when deciding whether to use a financial product.

3. Content and Marks

The RISE Credit name and the material presented on this website identify the brand and its content. Do not present website materials as your own or use the name in a way that suggests you represent RISE Credit when you do not.

You may read and retain information you need to understand the site and any offer presented to you. Do not use automated or disruptive methods to impair the site's operation or collect information about other users. Questions about the use of site content can be directed to customer support.

This section addresses the website and its presentation. It does not change any rights or obligations in a Loan Agreement. It also does not grant a right to use another party's name or materials.

4. Availability and Site Operation

Online services may be interrupted or unavailable at times. If a page fails to load or an action does not appear to complete, check the status before trying again. Do not assume an application was submitted, approved, or accepted merely because you started a process.

An online application may be available at any hour, but review and funding follow the process described on the application page. Keep copies of any agreement and confirmation shown to you. Contact support if you need help understanding an account-specific issue.

Website information may be revised. When you make a borrowing decision, rely on the terms shown to you in the agreement for that transaction. Do not use an older saved page as a substitute for current disclosures.

5. Limits of Website Information

The site offers general descriptions and access to services. A guide about borrowing or credit does not assess your personal finances, tell you which product to choose, or guarantee a result. Consider whether borrowing fits your budget and compare other options.

Nothing on this terms page sets or changes the amount, cost, payment dates, or lender of a loan. Those matters belong in the applicable Loan Agreement.

If you have a question about a proposed term, ask before accepting the agreement. If the question concerns a current loan, use your agreement and account information when contacting support.

6. Questions and Applicable Rules

Use the contact page for questions about the website or your account. The handling of a loan-specific disagreement depends on the agreement for that loan and applicable law. This website terms page does not replace those terms or establish a separate loan dispute process.

Applicable federal and state law may affect your rights and obligations. Read the agreement and disclosures provided for your loan rather than assuming that a general website description answers a legal question about a specific situation.